April 12, 2024

Real Estate Is Long Term Endurance

WELCOME! to Salt Lake City Real Estate & Life Style Blog by Katie Saxton. We are having beautiful weather today in Salt Lake City. Beautiful blue sky with the snow caped mountains in the back ground.  

In the beginning of 2024 their was much talk, hope and even excitement about: "Federal Reserve will drop the interest rate 6-7 times in 2024".  Hopes that loan affordability will be more buyer friendly in 2024.  Higher interest rates have discouraged sellers from listings their home. If a seller has an interest rate of 2.5% to 4% to have to now deal with an interest rate over 6% is frustrating. Rising rates of course greatly impact buyer's  purchasing range and motivations.

What Happened To The Spring Rate Cut? We are in mid-spring and the message has changed. The Federal Reserve met March 19-20, 2024 and signaled it is unlikely rates will adjust lower at all this year and if they do it will be at the end of year. Long term it is always good to buy and own your home.  Market has windows of opportunities.

There are many competitive lenders at any time. Lenders have different options that can assist with Down Payment Programs to interest rate buydowns. Buying a home has always historically proven to be a sound and safe investment. 

The Market Is Usually Right But has A Right To Change Its Mind

Getting Pre-Qualified Is Key. It will give you a clear picture of the following: What type of loan do you qualify for * Loan Amount * Down Payment Amount and Options *  Monthly Payment Amount*  *Seller Buy Downs of Closing Cost Pre-Paids % Interest Rate Buydowns, etc. 

The real estate market has cycles just like any other market. It was not that long ago that interest rates were historically low. Now, they have adjusted with inflation issues to what used to be fairly normal. Their is always an opportunity to be determined and negotiated.

Once you have your Pre-Qualification Letter in hand your ready to preview homes. Keep an open and positive mind. It is better to own.  Home ownership is one of your best protections and financial safe guards against inflation devaluing your money.  


Let's set a time to visit. I love to learn about my clients goals and help them achieve them. Find them that "This Is The Place" right home at the right price with the right terms with least amount of stress. Bringing my several years experience to guide you through the entire home buying or selling process.  When you are ready to buy or sell I can make you successful through the process while you maintain life enjoyment along the way.

Katie Saxton, REALTOR   "Have You Called Katie Yet?"   214-793-5344  realestate@kaxton.com   



March 29, 2024

Invest In Your Property Value By Getting Your Windows Cleaned

WELCOME To My Blog.  Salt Lake City Real Estate & Lifestyle Blog by Katie Saxton, REALTOR  

Springtime. This time of year represents a freshness, excitement, colorful flowers are popping up, fresh air and that annual saying "Spring Cleaning" Evokes busy work of cleaning our homes, yards, closets etc... All of these are important steps when preparing your home for the real estate market. If your considering listing your home DONT FORGET YOUR WINDOWS!

~ Shinning Curb Appeal~ Windows can be overlooked but are in important in giving the extra shine to the curb appeal your home needs. Clean windows have a remarkable impact on the value, appearance, and functionality of your property. First impressions matter when in comes to protentional buyers. The exterior of your property sets the tone for what lies inside. Sparkling windows create a positive and inviting atmosphere in the buyers mind. Dirty, cracked glass, torn screens, outdated windows or windows that don't function properly will not shine brightly with buyers.  


~Let More Light In~ Assess your windows first. Go in each room and walk around your home and really look at them.  Clean dirty windows inside and out removing dust, dead bugs, dirt, cobwebs including window seals and screens. Remove screens first and wash them with a water hose. Replace cracked glass and torn screens. Clean windows maximizes sunlight entry and allows more light to enter your property brightening up the interior space, creating a welcoming and pleasant living environment that improves mood, boots productivity. If you don't want to take this task on consider hiring a professional window service to clean your windows inside and out. 

~Windows Are An Investment~ 

Windows are one of the most prominent features of your home. If your windows are out dated, deteriorating, don't operating properly, have broken hardware it may be time to invest in new windows. If its determined that the windows in your home need to be replaced get three bids. The average return on investment for new windows is about 72% when installing energy-efficient options. With that in mind, home sellers can evaluate whether the cost to replace windows before selling their home. Having new windows in a home is a huge selling, marketing point that can increase your homes value. 

Are you considering listing your home? Contact me directly to learn about my top of the line listing services. I am a full service realtor that will prepare your home in the greatest detail for the market.

Selling Real Estate & Sharing Life Along The Way.

Kind Regards~ 

Katie Saxton, REALTOR "Have You Called Katie Yet?" 

Call: 214-793-5344  Email: realestate@ksaxton.com  




Posted in Clean Windows
March 22, 2024

Curb Appeal & Landscaping When Selling Your Home

Welcome To Salt Lake City Real Estate & Lifestyle Blog by Katie Saxton, REALTOR

It was 60 degrees in Salt Lake City today and not a cloud in the sky! The snow caped mountains were shinning brightly today. As we head into Spring and the warmer weather approaches the home buying/selling season is heating up. So much attention is given to the inside of the home when preparing to list your home: staging, repairs, cleaning, organizing, photos that the outside can often be neglected. However, it needs the same time and attention attention to detail. It's the buyers FIRST IMPRESSION OF YOUR PROPERTY! Curb appeal is definitely one of the most important things that the seller should think about. Buyers will drive around neighborhoods to determine where they want to live. Even before a buyer steps out of their car, they're already assessing the home. They're examining the front door, porch, the lawn, considering the driveway, walk way and eyeing architectural details, paint condition and color and are desiring "I'm home" feeling.   

Once that for sale sign goes in the yard buyers are making that impression before they even step inside or know the listing price. The better your home looks on the outside, the more potential buyers you'll attract. According to the National Association of Realtors magazine, good landscaping can increase your homes value by up to 12%. Sprucing up curb appeal isn't just about having more showings, it can also help you sell your home for more money. 

~ Here are a few tips to consider as you prepare your Curb Appeal This Spring  ~   

1. Selling Buyers At the Front Door: Many buyers want to purchase a move-in-ready home. Front door colors or unique front doors with different hardware or features, that pops makes the overall look of the home and landscaping stand out and can create a mood before anyone even walks into the space.   


2.) Porches ~ Lighting ~ Exterior Appearance: If the front of your home could talk it does not matter how clean and appealing your interior is to buyers, buyers don't see the inside of your home first. When the first notice is a dirty, cobweb, defective porch, peeling paint, or broken brick, mortar. If your exterior is a mess, those potential buyers will enter your home looking for things they don't like. Clean up your porch, replace broken boards or if its very outdated get bids to replace it all together. Plant colorful flowers or nice plants in pots and rocking chairs or classic furniture with colorful pillows really add an attractive and classic touch. Weather you have a grand front porch, a single step or a small entrance make it attractive and eye catching and inviting. It will grab the buyers attention.  

Exterior: Structural aspects of a home can often make a big difference in curb appeal, but are usually the most expensive to fix. On the plus side, they can also become selling points allowing a seller to up the asking price, unless selling the house as-is. When was the last time you really looked at the outside of your home?  You see your homes exterior everyday. Chances are you've got peeling or faded paint. Wood rot or other weather damage to the roof, siding, brick and or mortar that needs fixing or replaced prior to listing. Before you spend money rent a power washer to thoroughly clean the exterior. Once the dirt is washed away, you can properly determine if your exterior just needs a few touch ups or if it must be completely refurbished. If needed, replacing or repairing the roof, siding, windows. A new fence, garage door, tuckpointing a brick home, or repaving the driveway can also enhance curb appeal.        

Lighting:  Having a well-lit exterior not only increases safety and security, but also does wonders for your curb appeal. When "highlighting" your homes different angles, features, landscaping and gardens outdoor lighting boosts curb appeal and home value while also being the most cost effective. Damage isn't the only reason to consider updating your front door and outside lighting. If your porch lantern doesn't emit enough light or its style is outdated, it needs replacing. Hire a licensed electrician to replace, update outdoor lighting is money well spent. 


3. Landscaping Sets The Stage:  Your home looks less desirable if the outdoor landscaping is overlooked, overgrown or underdone. It's key to get your landscaping cleaned up and updated in the preparation for the sales process. An attractive and well-maintained landscape can add as much as 10 percent to the value of your home. Ideally the time to get started cleaning up your yard is about a month before (or more if you are bringing in a professional landscaper) you plan on listing your home. 

Bar spots in the lawn will likely need to be reseeded, but since your selling you may be able to patch the bald spots with sod. Keep the lawn mowed and make sure the sprinkling system is in working order.  

* Remove dead leaves, twigs, trees, branches and shrubs are cleaned up.

* Flower beds are weeded and cleaned up as well. Planting bright colorful flowers will make your yard stand out. 


4. Garages & Sheds: Garages and sheds can be a "catch all" for anything and everything. I have scene garages and sheds so stuffed that you can't even walk or park a vehicle. Clean and organize them so the buyer can see their potential. Do the walls in have holes or dents in them, do the garage and shed floors need updating? Fresh coat of paint, updating the flooring will make your garage and sheds shine.

5. Details Matter: Power-washing the garage and shed floors, driveways and sidewalks. Washing the windows will make the view sparkle from both inside and out. Updating the old mailbox, fence and the garage door and replacing the house number to make your property easier to find. 

Preparing the outside of your home is a critical part of preparing your home for the market!

Kind Regards~

Sharing Real Estate & Life Along The Way

Katie Saxton, REALTOR

"Have You Called Katie Yet?Call: 214-793-5344  Email: realestate@ksaxton.com











March 8, 2024

Selling Your Home with Katie Saxton, REALTOR


Welcome to Salt Lake City Real Estate & Lifestyle Blog by Katie Saxton, REALTOR

Deciding to sell your home is a big decision, and there are a lot of moving parts. Preparing your home for the market requires planning, scheduling and an EXPERIENCED REALTOR with a strong team behind them to pull it all together with the least amount of stress for the client.

Here are some of the decisions that a homeowner needs to make:

  • What repairs need to be done?
  • Does it need a fresh coat of paint? What color should I use? Should the carpet be replaced or cleaned?
  • Does your home need a new roof or repair?
  • Does the landscaping need to be cleaned up or updated altogether?
  • Are there cracked or broken windows and missing screens?
  • What is the best way to stage my home?
  • What is going on with the current real estate market, is it a buyers or sellers market? 
  • What is the forecast of current interest rates?
  • What homes have SOLD in my area and for how much and when did they sell?
  • What is the right number of open houses to hold? *How do contingent offers work?
  • MOST IMPORTANTLY, what should I list my home for, and when should I list it? 

These are just a few of the decisions that need to be determined. 

Below is a current listing that is available at 6474 S. 1655 E. Cottonwood Heights, Utah 84121

Not only does this unique townhome offer plentiful comfortable living space, the location is so convenient! Located within minutes of Big & Little Cottonwood Canyons and Brighton, Solitude, Alta, and Snowbird, where people come from ALL OVER THE WORLD to enjoy WORLD CLASS SKIING, HIKING, AND SEASONAL RECEATIONAL OUTDOOR ACTIVITIES.

Brookstone is close to major freeway access, shopping, restaurants, and cultural activities. It is also a short drive to Downtown Salt Lake City.

The attached neighborhood letter was recently sent out and is an example of one of many strategies I offer to market your home successfully.

Also, upon listing with me, I will produce and market a high-end video production.

I want to share my PREMIER LISTING SERVICES WITH YOU. NOT ALL REALTORS ARE THE SAME. Real estate transactions can be complex, they move quickly and important timelines must be adhered to.


Kind Regards
Katie Saxton, REALTOR 

Sharing Real Estate & Life Along The Way

March 1, 2024

Real Estate Lingo ~ Talk The Talk



The real estate world is thrilling! It also can be daunting, confusing and stressful at times. No doubt you will hear and see words and terms you've never heard before. Having a grasp and understanding of commonly used real estate terminology will help you feel more comfortable and empowered in the transaction as a buyer, seller or investor. Just like any profession, real estate has its own set of terminologies, as REALTORS we can take for granted that when we toss out a term to our clients we can assume that they understand what we mean. SPEAK UP! If you do not understand a term ask your real estate agent to slow down and to give you more clarification. In different stages of your transaction not all jargon is the same. 

Why should you bother learning real estate vocabulary? Because real estate transactions involve a significant amount of money and not understanding what is going on around you can be a costly misunderstanding. "Time Is Of The Essence" their are important deadlines in real estate that must be met, the clock is always ticking and transactions need to stay on track and can move quickly. 

Having a grasp of real estate vocabulary can make the entire process more enjoyable and can give you an edge in negotiations and help you secure the best deal. Here we go with some of the commonly used terms.

Appraiser:  A professional who conducts an analysis of the property you are purchasing. Including examples of sales of similar properties in order to develop an estimate of the value.  

Appraisal: Analysis used to estimate the value of the property. Appraisal is required by your lender.

Broker: An individual or firm that acts as an agent between providers and users of products or services, Such as a mortgage broker or real estate broker.

Buyer Broker Agency Agreement: Is a contract between a home buyer and a real estate agent for representation in finding a home. This agreement details many crucial elements of the relationship, such as services, agency relationship and compensation. Signing one at the outset of the relationship protects both the broker and the buyer by avoiding misunderstandings.

Closing Costs: Upfront fees charged in connection with a mortgage loan transaction. Money paid by a buyer (and or seller or third party if applicable) to effect the closing of a mortgage loan generally including but not limited to a loan origination fee, title insurance, attorneys fees and prepaid items such as escrow deposits for taxes and insurance or interest rate buydowns.

Closing Date: The date on which the sale of a property is to be finalized and a loan transaction completed. Your real estate professional coordinates the setting of this date with the buyer, seller, lender and closing agent. 

Concessions: Something given up or agreed to in negotiating the sale of a house. For example, the seller may agree to help pay for closing costs. 

Deed: Legal document transferring ownership or title to a property.  

Down Payment: A portion of the price of the home, usually between 3-20% not borrowed and paid up-front in cash.

Earnest Money Deposit: The deposit to show that you're committed to buying the home. The deposit usually will not be refunded to you after the seller accepts your offer, unless one of the sales contract contingencies is not fulfilled. Earnest money is deposited at the title company and goes towards the purchase price of the home. 

Exclusive Right To Sell: The traditional kind of listing agreement under which the property owner appoints a real estate broker (known as the listing broker) as EXCLUSIVE AGENT to sell the property on the owners stated terms, and agrees to pay the listing broker a commission when the property is SOLD, regardless of weather the buyer is found by the broker, the owner, or another broker. This is the kind of listing agreement that is commonly used by a listing broker to provide the traditional full range of real estate services brokerage services. 

First Mortgage: A mortgage that is the primary lien against a property. 

FHA Federal Housing Administration: An agency within the U.S Department of Housing and Urban Development (HUD) that insures mortgages and loans made by private lenders. 

Good Faith Estimate: A form required by the Real Estate Settlement Procedures Act (RESPA) that discloses an estimate of the amount or range of charges , for specific settlement services the borrower is likely to incur in connection with the mortgage transaction. 

Home Inspection: A Professional Inspection of a home to determine the condition of the property. The inspection should include an evaluation of the plumbing, heating and cooling systems, roof, wiring, foundation and pest infestation. 

Home Warranty (HOW): Insurance offered by a seller that covers certain home repairs and fixtures for a specified period of time. 

HUD-1 Settlement Statement: A final listing of the closing costs of the mortgage transaction. It provides the sales price and down payment, as well as t he total settlement costs required from the buyer and seller. 

Home Owners Insurance: A policy that protects you and the lender from fire or flood, which damages the structure of the house; a liability, such as an injury to a visitor to your home: or damage to your personal property, such as your clothes, furniture or appliances.  

Initial Interest Rate: The original interest rate for an adjustable-rate mortgage (ARM) Sometimes known as the start rate. 

Lock-In Rate: A written agreement guaranteeing a specific mortgage interest rate for a certain amount of time. 

Pre-Qualification vs. Pre-Approved: What's The Difference? Both are good but one has more heft than the other. Most buyers have heard that they need to pre-qualify or be pre-approved for a mortgage if they're looking to buy a property. These are two key steps in the mortgage application process.  Sometimes these terms are used interchangeably, but there are important differences that every home buyer should understand. PRE-QUALIFIYING is just the FIRST STEP. It gives you an idea of how large a loan you'll qualify for. PRE-APPROVAL IS THE SECOND STEP, A conditional commitment to actually grant you the mortgage.

Sharing Real Estate & Life Along The Way

Kind Regards ~ 

Katie Saxton, REALTOR

Posted in Real Estate Terms
Feb. 23, 2024

Is Your Home Ready To Sell? Find Out If Your Home Is Market Ready

Welcome To Salt Lake City Real Estate & Lifestyle Blog by Katie Saxton, REALTOR

Are you considering selling your home in 2024? The thought alone can bring a wave of emotions. Their is excitement in a fresh start, but there may also be sadness in leaving a home you've loved for years. Talk through any concerns with your REALTOR and listen to their input. How you "Live Life" in your home VS "Preparing Your Home" for the market and opening it up to potential buyers are two very different things and preparing early is key. 

With 20 years experience in representing sellers I am qualified to properly showcase a house to make it more marketable and develop creative ways to attract the right buyer. Meeting you, viewing your home and providing a detailed Market Analysis is the first step. You will have access to premiere contractors: Movers, painters, carpet installers, roofers, storage units, handyman services, plumbers, landscapers, electricians, cleaners etc... will be provided. Scheduling and managing the details of pre-paring, marketing and showcasing the best features of your property is what I will provide. Below is some guidance to help you make a great sale and I will be with you every step of the way!  

Contact Katie Saxton, REALTOR to learn more about my PREMIERE Listing Services. "Have You Called Katie Yet?"

Call: 214-793-5344  Email: realestate@ksaxton.com  Website: mysaltlakecityhouse.com




Feb. 16, 2024

Buyers Market In The Beehive State

Hello Friends and WELCOME to Salt Lake City Real Estate & Life Style Blog by Katie Saxton, REALTOR.

I heard a saying a long time ago that I have shared with clients over the years. "DONT WAIT TO BUY REAL ESTATE. BUY REAL ESTATE AND WAIT." Many potential home buyers have sat out the market in 2023 and are asking what should I do now? There is a real opportunity to secure yourself a great real estate deal in 2024. There is less competition currently amongst buyers and there are real opportunities and options available for buyers. With the right REALTOR and Lender you can position yourself with some strong negotiating power as well.

What is a Buyer's Market? A buyer's market is created when the supply of homes on the market exceeds the demand from buyers and is also categorized by the number of months of inventory. Months of inventory refers to the number of houses under contract or sold. Real estate prices typically decrease in this market and homes stay on the market for a longer period of time.

As of February 1, 2024: Days on Market is 62 and the Average Sales Price $619,370.

The Silver Lining? Buyers in this current market have more power to negotiate with sellers on various points of the transaction.  There are plenty of homes on the market. Sellers competing with each other may drop their asking prices and be more willing to negotiate offers, pay closing costs including interest rate buy downs and prepaid costs for the buyer.     


**Lack of Competition Contributing Factors

Interest Rates * Market Demands * Job Markets *Economic Conditions Can impact the housing market overall health.   

**Ask Seller To Pay Closing Costs & What Are They?

Closing Costs are a one time fee and a necessary cost that homebuyers should plan for when purchasing a home. Closing cost estimates are provided on a good-faith estimate a few days after you apply for a mortgage by the lender. Closing Costs depend on several factors and range from 2-5 % of the home's purchase price. The "Closing" is the occasion where the necessary parties meet to complete the sale of the home by finalizing and signing the mortgage documents. Asking for seller concessions will assist the buyer in off setting these expenses. Making a low-ball offer isn't going to help you with seller concessions. It's ok to negotiate on the purchase price. Be reasonable with your offer.  Considering all of the out of pocket costs associated with purchasing a home asking for seller concessions makes sense.


**Make Sure You're Ready to Move Forward Without Delay

Time is of the essence in real estate. Sellers will be more apt to work with you if you're ready to close right away. Have all your preapprovals and paper work in order. Be prepared to schedule prompt inspections and close as soon as possible. This signifies to the seller that you're serious and motivated. This can strengthen your position on getting your closing cost paid.  The enticement of a quick closing is important right now because it helps your offer stand out form the crowd. Quick sales can benefit both parties by allowing the seller to sell the property quickly and the buyer to purchase a property at a lower price than they might otherwise be able to find.

Sharing Real Estate & Life Along The Way ~

Best Regards,

Katie Saxton, REALTOR

Posted in Real Estate
Feb. 9, 2024

Welcome to my new blog! Katie Saxton ~ REALTOR

Katie Saxton REALTOR



Salt Lake City Real Estate & Lifestyle Blog by Katie Saxton 

Hello, Katie Saxton here. WELCOME to my new blog. I am so excited to launch Salt Lake City Real Estate & Lifestyle Blog by Katie Saxton, REALTOR. My goal is not only to share real estate information but to share lifestyle ideas to create the home and life you LOVE!


For over 20 years I have navigated buying, selling and investing in homes for my clients. I love the Salt Lake valley and I'm excited to share all my insights of this special place we call home. I received my real estate license in 2003 in Utah. It is my passion to interior design and prep the home for sell. Many of my clients have become great friends.

I love outdoors: hiking, skiing, horseback riding. Skiing is magical to me. Brighton Ski Resort is my favorite. Brighton has the best views and best skiing. In my opinion Salt Lake City and the Wasatch Range is the most beautiful place.

Travel is also a passion. My husband Jerry and I have visited nearly every State. We have also traveled internationally a lot. Have experienced many scenes, cultures, languages and food.  Salt Lake City and the Wasatch Range measures up to the world.  

Real Estate has been my greatest teacher in life. Nature and nurture, listening, and learning. Growing with every client, I am privileged to represent and work with. Seeing Salt Lake City and surrounding areas from all different view points and location favorites.  Always protecting my clients interests. To have the honor of not only your trust in working with you on likely the most important asset in your life.

My blog will share:

REAL ESTATE ~ Market Updates & Information  

BEAUTIFY YOUR LIVING SPACE ~ How to make your living environment more comfortable, convenient and beautiful.

KATIES FAVORITE PICKS FOR YOU ~ I have products that I have used in my home for years and could not use anything else. I am always searching for new ones. I can’t wait to share.  

Sharing Life & Real Estate Along The Way ~

Best Regards,

Katie Saxton, REALTOR


Posted in Life Style